3f:T22be,var Component=(()=>{var u=Object.create;var i=Object.defineProperty;var p=Object.getOwnPropertyDescriptor;var m=Object.getOwnPropertyNames;var w=Object.getPrototypeOf,g=Object.prototype.hasOwnProperty;var y=(t,e)=>()=>(e||t((e={exports:{}}).exports,e),e.exports),f=(t,e)=>{for(var a in e)i(t,a,{get:e[a],enumerable:!0})},r=(t,e,a,s)=>{if(e&&typeof e=="object"||typeof e=="function")for(let o of m(e))!g.call(t,o)&&o!==a&&i(t,o,{get:()=>e[o],enumerable:!(s=p(e,o))||s.enumerable});return t};var b=(t,e,a)=>(a=t!=null?u(w(t)):{},r(e||!t||!t.__esModule?i(a,"default",{value:t,enumerable:!0}):a,t)),k=t=>r(i({},"__esModule",{value:!0}),t);var l=y((N,c)=>{c.exports=_jsx_runtime});var v={};f(v,{default:()=>d});var n=b(l());function h(t){let e={a:"a",br:"br",h2:"h2",h3:"h3",img:"img",p:"p",span:"span",strong:"strong",...t.components};return(0,n.jsxs)(n.Fragment,{children:[(0,n.jsxs)(e.p,{children:[`Hey dear reader, I am writing the final updates of this diary entry waiting in the lobby of my oral surgeon.`,(0,n.jsx)(e.br,{}),` `,"I have to remove not 1, not 2, but 4 wisdom teeth \u{1F9B7}\u{1F9B7}\u{1F9B7}\u{1F9B7}. Which at best would put me out of the development game for at least 1 week. Let\u2019s see how I handle this. Wish me luck. (Or speedy recovery, since you will probably get this after everything is done)."]}),` `,(0,n.jsxs)(e.h2,{id:"shitty-month-start",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#shitty-month-start",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Shitty Month Start"]}),` `,(0,n.jsxs)(e.p,{children:[`Not a good way to start the month. I opened up the RevenueCat dashboard yesterday and I saw a massive drop in subscribers.`,(0,n.jsx)(e.br,{}),` `,(0,n.jsx)(e.strong,{children:"Update 1"}),": Luckily for now the subscriber numbers are going again up. Let\u2019s keep the momentum.",(0,n.jsx)(e.br,{}),` `,(0,n.jsx)(e.strong,{children:"Update 2"}),": We needed 14 days to get back to the same subscribers number. I am so looking forward to the new big release."]}),` `,(0,n.jsxs)(e.h2,{id:"existential-threat",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#existential-threat",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Existential Threat"]}),` `,(0,n.jsx)(e.p,{children:`If you read the news or are on Twitter you might have seen that SVB went bankrupt. It was a dark day for startups. Although we are not connected directly or have investors, it would probably affect us as well. How? We use a service called RevenueCat that handles the logic for in app purchases and subscriptions. They were facing an existential threat last week.\\`}),` `,(0,n.jsx)(e.p,{children:"Luckily for everyone so far, risk averted."}),` `,(0,n.jsx)(e.p,{children:"Back to business as usual."}),` `,(0,n.jsxs)(e.h2,{id:"colors-colors-colors",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#colors-colors-colors",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Colors. Colors. Colors."]}),` `,(0,n.jsx)(e.p,{children:"Have I already told you about new colors coming to MoneyCoach?"}),` `,(0,n.jsx)(e.p,{children:`When I started this feature, I started it to cool my head off from the credit cards feature. It is turning out to be a monster feature, sucking up a lot of development time.`}),` `,(0,n.jsxs)(e.p,{children:[(0,n.jsx)(e.strong,{children:"Update 09.03.2023"}),`: As of today, we finally finished this massive feature on iOS and on macOS. Now the app will look more like you. If you want more cool colors let us know and we will evaluate them. Of course this will be available only to our subscribers, which we love deeply.`]}),` `,(0,n.jsxs)(e.h3,{id:"why-didnt-we-put-a-color-wheel",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#why-didnt-we-put-a-color-wheel",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Why didn\u2019t we put a color wheel?"]}),` `,(0,n.jsx)(e.p,{children:"We want the app to still look beautiful, regardless of the theme. And putting a color wheel where the user can select very very light or dark colors would make the app look like shit and the user wouldn\u2019t use it anymore."}),` `,(0,n.jsxs)(e.h2,{id:"new-account-types",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#new-account-types",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"New Account Types"]}),` `,(0,n.jsx)(e.p,{children:"In order for MoneyCoach to support credit cards, a lot had to change under the hood. I used this occasion to include 2 new account types, normal and cash."}),` `,(0,n.jsxs)(e.p,{children:[(0,n.jsx)(e.strong,{children:"Design decisions"}),(0,n.jsx)(e.br,{}),` `,`Now we have in total 4 different account types or 8 if you consider the ability to distinguish between business and personal accounts. In the current UI, see below, we had switches and toggles. In the new UI, we got rid of the savings switch and made the screen react based on the account type you select.`]}),` `,(0,n.jsx)(e.p,{children:(0,n.jsx)(e.img,{src:"/images/blog-images/moneycoach-new-account-types.jpg",alt:"Image: Moneycoach new account types"})}),` `,(0,n.jsxs)(e.h2,{id:"credit-cards",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#credit-cards",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Credit Cards"]}),` `,(0,n.jsx)(e.p,{children:"A lot of tiny design decisions went into this major feature. At best you won\u2019t notice them at all, but if you do, let me know. I would love to hear from you."}),` `,(0,n.jsxs)(e.h3,{id:"minus-plus-no-sign",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#minus-plus-no-sign",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Minus. Plus. No sign."]}),` `,(0,n.jsx)(e.p,{children:`Credit cards are a different animal when it comes to account types. From visualizing them, to calculating billing cycles to configuring them. We sat down with Krist more than 20 times to discuss details, iterate and change the parts where it became too complex. I could go on and talk for hours about this, but I know you wouldn\u2019t have the time to read this.`}),` `,(0,n.jsx)(e.p,{children:`Take this for example. Showing the current balance. Everywhere in the app we display account balance with minus sign for negative and without sign if you have money on your account.`}),` `,(0,n.jsx)(e.p,{children:(0,n.jsx)(e.img,{src:"/images/blog-images/moneycoach-credit-card-detail.jpg",alt:"Image: Moneycoach credit card detail"})}),` `,(0,n.jsx)(e.p,{children:`Things are different for credit cards. Account balance is displayed without sign in your credit card statement. And the account balance is really nothing more that the money you owe to the credit card company. Which means we can\u2019t use the minus sign because it would feel weird. So we went for the red color to visualize debt and green to visualize more money deposited on your credit card.`}),` `,(0,n.jsxs)(e.h2,{id:"new-account-types-new-filters",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#new-account-types-new-filters",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"New account types. New Filters"]}),` `,(0,n.jsx)(e.p,{children:"Having different account types requires a new way to visualize and handle account filtering. We use filters in the Net Worth, in nearly all reports and in the Overview."}),` `,(0,n.jsx)(e.p,{children:`The old design supported 3 different account types. The new one must support at least 4, for now. Which means there isn\u2019t any space on the navigation bar. I also have to consider localizations, especially German, because words are at least 2x longer.`}),` `,(0,n.jsx)(e.p,{children:(0,n.jsx)(e.img,{src:"/images/blog-images/moneycoach-account-filters.jpg",alt:"Image: Moneycoach account filters"})}),` `,(0,n.jsx)(e.p,{children:`So we saw what Apple is doing and we went for a menu. Now everything looks cleaner. \uFFFC If I have time, I will redesign the account cells as well. Let\u2019s see.`}),` `,(0,n.jsx)(e.h2,{id:""}),` `,(0,n.jsx)(e.p,{children:`That was it for the first part of March. As I am writing this part, I am waiting for the updates on my PS4 to complete (yes, I know, still PS4).`}),` `,(0,n.jsx)(e.p,{children:`Ah and one more question. Should I post this updates on our Facebook group as well for other people to read? Yes, no, why?`}),` `,(0,n.jsx)(e.p,{children:"Thanks for being part of the journey."}),` `,(0,n.jsxs)(e.p,{children:["Cheers from a sunny Berlin,",(0,n.jsx)(e.br,{}),` `,"Perjan"]})]})}function d(t={}){let{wrapper:e}=t.components||{};return e?(0,n.jsx)(e,{...t,children:(0,n.jsx)(h,{...t})}):h(t)}return k(v);})(); ;return Component;40:T233c,Hello there, it’s your friendly neighbourhood spider man! Well, I mean your friendly neighbourhood MoneyCoach man :). I hope you have been doing great over there. With everything happening around us and with the prices going bananas, I hope you enjoy this diary entry as much as I enjoyed writing it. ## Cucumbers or Cocaine. What’s cheaper? I went yesterday grocery shopping. Bought 5 cucumbers for 10 Euros. Crazy, right? But at least here in Germany we can still find them and enjoy these life delicacies. In the UK, cucumbers are considered an exotic endangered species now. What’s happening to the world? Insane. Let me know how is the situation in your country. ## Credit Cards It has been a while since we first saw this request in our forum. And since the first day we saw it, we wanted so bad to implement it. But then life got in the way and unexpected events started to occur, as they always do. (Here is a philosophical take. Maybe we should call them Expected Surprises.) And to tell you the truth, we really thought about it a lot. It was one of these nuts that are hard to crack. How to make it easy and accessible for everyone, while having a really useful feature. Now we decided it is time to tackle it again and see if we can come out with a solution that will solve a real problem. That is, paying your credit card on time and paying off your credit card debt. Which meant we first have to educate us about the complete credit card product flow. Now having and using a credit card is one thing. Thinking in analytical manner and really dissecting the user journey is another one. Krist went on to design some low fidelity mockups. I went on and draw some Picasso-style wireframes on my iPad Pro M2, which by the way draws kind of weirdly now. Have you seen your handwriting getting worse with the new iPad or latest iPadOS release? Please tell me you do. I don’t want to think my handwriting is becoming a doctor’s one… ![](/images/blog-images/moneycoach-credit-card-concept.jpg) We started this feature officially on February 1st. Krist started to design and think about it more than I did. And he went down a rabbit hole, until I pulled him out. If you can see in the image above, you will recognise glimpses of what could have been, until we decided it was an overkill and maybe that wouldn’t help our users at all. In true startup fashion, we decided to step back, regroup and start with the core functionalities. Adding, editing and deleting a credit card account would be the essentials to get started. The thing about integrating a new account type in a codebase that’s like 100 years old in dog years, poses certain issues and risks. Everything is connected and dependencies are everywhere. If you change something, there might be a case that something else might break. Now for the purists coders out there, I know the best practices and I know what I can do better now, but I didn’t at the time I wrote this piece of the app. **Which means refactoring and redesigning the account creation and editing part.** My initial idea was to inject only the new sections and keep the old logic. I spent 2 days on cleaning up the old code, make it modular (a.k.a Lego block-based style), added SwiftUI to UIKit interoperability and the results were ok. ![](/images/blog-images/moneycoach-redesign-new-account-flow.jpg) Then Krist came and threw me some little curveballs that hurt my product-led side. I had to do it, I had to implement the new account creation flow. **Update Feb 27th, 2023**: Account creation nearly done. I added haptic feedback in the icon selection and added a new way for users to select an account type that is scalable for the future. Still no credit card implementation, though. Oh, I could write for hours about everything that happened this month, but I have a meeting with Krist now and I have to go. We have to decide about our marketing efforts and tasks for this week. (This week is marketing week). **Update 1**: We ran in circles, questioning everything and then some. Saw the subscriber numbers which are up, churn is down. This is great. The not so great part is that revenue is down. We will focus on that later on. For now improving the product has priority. ## Things Nobody Asked For As I was working on the credit cards feature, I kinda felt tired. And the best way for me to wind down, is to start working on something else. I know, it’s not the best way, but working on cool stuff gets me excited and pushes me forward. I wanted since always to give users the ability to personalise the app to their needs. Which is why we are bringing colours in MoneyCoach. Now, if this was a new app, written yesterday in SwiftUI, this would be a joke of an effort. Since this is 100 years old in dog years, there are different technologies involved here that need to play nicely with each other. Objective C, Swift, Storyboards, Nib-files, SwiftUI, you name it, we have it. Which meant I had to open every UI file and every other class files to see what is used where. This is only one part of the equation. Then Michelangelo came in and threw a wrench in my wheels. If we had the same colour for buttons, menus and for the main plus button, then it would look confusing. He’s right. Back to changing stuff. Now the plus button has a colour of its own. And then we need a place to configure everything. Which meant we needed a new screen in the settings. Krist did that as well. Now I have to connect it and to implement the logic. The plan is to release it in the major version 8.4. ## Daily/weekly things that I hate Having to develop a product is only one side of the medal. The other interesting side is building and growing a business. And in this side of the medal, there is one of my most hated activities. Bureaucracy and pushing paper. Well someone has to do it and that is me. FML. I would love to keep developing and exploring how we can bring credit cards to MoneyCoach. **Update 1**: As I was scrolling through my Twitter feed, I saw someone tweeting about the bank that where we have MoneyCoach’s company account. It will shut down. This year. Which means I have to move everything into another place. Luckily for us, we already found the replacement. It is called Wise (formerly TransferWise). Great company, amazing product. I recommend it to everyone. Which reminds me that I have to change banking settings in our Apple developer account. ## A Dark Day For MoneySpaces Yesterday I went on to test MoneySpaces again personally, after a user complained about the sharing feature. For you who don’t know, MoneySpaces is MoneyCoach’s little brother. MoneySpaces is focused on, well, spaces for money. And the major feature is seamless and private sharing. Just like you share notes in your Notes app. So sharing is pretty much everything in this app. As it turned out it didn’t work. Again. ### Day 1 I spent nearly the entire day together with Krist testing to no success. After researching online, it turned out again that the issue was with a new API in CloudKit that didn’t work flawlessly since September 2022. Now it broke completely. We thought about workarounds, tested other techniques you read on StackOverflow and Apple Forums. Still nothing. Exhausted, I went home, being sure that this would be a sleepless night. ### Day 2 I slept on the couch that night, not resting very properly. In fact I woke up at 05 AM and filed a support ticket (Radar) at Apple, explaining the issue and what was happening. I even created a support ticket at Developer Technical Support. For those of you who don’t know what that is, think about it like this. You as a developer have 2 tickets/year to ask God for help. And God comes and looks at your issue and helps you solve that. Well, not this time. They replied saying that this is a known bug. People are working on it. Oh F%#@. As the rest of my city woke up, I couldn’t help but think the inevitable. Got to the office. Called Krist. We had to face a difficult situation. Either remove MoneySpaces from the App Store or find another solution. I was up for removing it completely, because the app wasn’t doing its core feature. Then Krist came up with this temporary idea. What if we could save the app in the store, but strip everything that is related to sharing? This meant still having a live app and providing support for our current users. I liked the idea. That meant work had to be done. Unexpected work. Brewed a coffee. AirPods Max on. Beast Mode on. Between implementing changes, testing back and forth and preparing the app for the App Store (Mac and iOS), we spent 4 hours each that day. Later that day Apple reviewed and released the app. 48 hours in. An emotional rollercoaster 🎢😢. It sucks to be us right now. ## That was it for this month folks. A lot of work, lots of improvements. Hopefully you will see them in your app in March. Thanks for taking the time to read this. It means a lot. Perjan41:T233c,Hello there, it’s your friendly neighbourhood spider man! Well, I mean your friendly neighbourhood MoneyCoach man :). I hope you have been doing great over there. With everything happening around us and with the prices going bananas, I hope you enjoy this diary entry as much as I enjoyed writing it. ## Cucumbers or Cocaine. What’s cheaper? I went yesterday grocery shopping. Bought 5 cucumbers for 10 Euros. Crazy, right? But at least here in Germany we can still find them and enjoy these life delicacies. In the UK, cucumbers are considered an exotic endangered species now. What’s happening to the world? Insane. Let me know how is the situation in your country. ## Credit Cards It has been a while since we first saw this request in our forum. And since the first day we saw it, we wanted so bad to implement it. But then life got in the way and unexpected events started to occur, as they always do. (Here is a philosophical take. Maybe we should call them Expected Surprises.) And to tell you the truth, we really thought about it a lot. It was one of these nuts that are hard to crack. How to make it easy and accessible for everyone, while having a really useful feature. Now we decided it is time to tackle it again and see if we can come out with a solution that will solve a real problem. That is, paying your credit card on time and paying off your credit card debt. Which meant we first have to educate us about the complete credit card product flow. Now having and using a credit card is one thing. Thinking in analytical manner and really dissecting the user journey is another one. Krist went on to design some low fidelity mockups. I went on and draw some Picasso-style wireframes on my iPad Pro M2, which by the way draws kind of weirdly now. Have you seen your handwriting getting worse with the new iPad or latest iPadOS release? Please tell me you do. I don’t want to think my handwriting is becoming a doctor’s one… ![](/images/blog-images/moneycoach-credit-card-concept.jpg) We started this feature officially on February 1st. Krist started to design and think about it more than I did. And he went down a rabbit hole, until I pulled him out. If you can see in the image above, you will recognise glimpses of what could have been, until we decided it was an overkill and maybe that wouldn’t help our users at all. In true startup fashion, we decided to step back, regroup and start with the core functionalities. Adding, editing and deleting a credit card account would be the essentials to get started. The thing about integrating a new account type in a codebase that’s like 100 years old in dog years, poses certain issues and risks. Everything is connected and dependencies are everywhere. If you change something, there might be a case that something else might break. Now for the purists coders out there, I know the best practices and I know what I can do better now, but I didn’t at the time I wrote this piece of the app. **Which means refactoring and redesigning the account creation and editing part.** My initial idea was to inject only the new sections and keep the old logic. I spent 2 days on cleaning up the old code, make it modular (a.k.a Lego block-based style), added SwiftUI to UIKit interoperability and the results were ok. ![](/images/blog-images/moneycoach-redesign-new-account-flow.jpg) Then Krist came and threw me some little curveballs that hurt my product-led side. I had to do it, I had to implement the new account creation flow. **Update Feb 27th, 2023**: Account creation nearly done. I added haptic feedback in the icon selection and added a new way for users to select an account type that is scalable for the future. Still no credit card implementation, though. Oh, I could write for hours about everything that happened this month, but I have a meeting with Krist now and I have to go. We have to decide about our marketing efforts and tasks for this week. (This week is marketing week). **Update 1**: We ran in circles, questioning everything and then some. Saw the subscriber numbers which are up, churn is down. This is great. The not so great part is that revenue is down. We will focus on that later on. For now improving the product has priority. ## Things Nobody Asked For As I was working on the credit cards feature, I kinda felt tired. And the best way for me to wind down, is to start working on something else. I know, it’s not the best way, but working on cool stuff gets me excited and pushes me forward. I wanted since always to give users the ability to personalise the app to their needs. Which is why we are bringing colours in MoneyCoach. Now, if this was a new app, written yesterday in SwiftUI, this would be a joke of an effort. Since this is 100 years old in dog years, there are different technologies involved here that need to play nicely with each other. Objective C, Swift, Storyboards, Nib-files, SwiftUI, you name it, we have it. Which meant I had to open every UI file and every other class files to see what is used where. This is only one part of the equation. Then Michelangelo came in and threw a wrench in my wheels. If we had the same colour for buttons, menus and for the main plus button, then it would look confusing. He’s right. Back to changing stuff. Now the plus button has a colour of its own. And then we need a place to configure everything. Which meant we needed a new screen in the settings. Krist did that as well. Now I have to connect it and to implement the logic. The plan is to release it in the major version 8.4. ## Daily/weekly things that I hate Having to develop a product is only one side of the medal. The other interesting side is building and growing a business. And in this side of the medal, there is one of my most hated activities. Bureaucracy and pushing paper. Well someone has to do it and that is me. FML. I would love to keep developing and exploring how we can bring credit cards to MoneyCoach. **Update 1**: As I was scrolling through my Twitter feed, I saw someone tweeting about the bank that where we have MoneyCoach’s company account. It will shut down. This year. Which means I have to move everything into another place. Luckily for us, we already found the replacement. It is called Wise (formerly TransferWise). Great company, amazing product. I recommend it to everyone. Which reminds me that I have to change banking settings in our Apple developer account. ## A Dark Day For MoneySpaces Yesterday I went on to test MoneySpaces again personally, after a user complained about the sharing feature. For you who don’t know, MoneySpaces is MoneyCoach’s little brother. MoneySpaces is focused on, well, spaces for money. And the major feature is seamless and private sharing. Just like you share notes in your Notes app. So sharing is pretty much everything in this app. As it turned out it didn’t work. Again. ### Day 1 I spent nearly the entire day together with Krist testing to no success. After researching online, it turned out again that the issue was with a new API in CloudKit that didn’t work flawlessly since September 2022. Now it broke completely. We thought about workarounds, tested other techniques you read on StackOverflow and Apple Forums. Still nothing. Exhausted, I went home, being sure that this would be a sleepless night. ### Day 2 I slept on the couch that night, not resting very properly. In fact I woke up at 05 AM and filed a support ticket (Radar) at Apple, explaining the issue and what was happening. I even created a support ticket at Developer Technical Support. For those of you who don’t know what that is, think about it like this. You as a developer have 2 tickets/year to ask God for help. And God comes and looks at your issue and helps you solve that. Well, not this time. They replied saying that this is a known bug. People are working on it. Oh F%#@. As the rest of my city woke up, I couldn’t help but think the inevitable. Got to the office. Called Krist. We had to face a difficult situation. Either remove MoneySpaces from the App Store or find another solution. I was up for removing it completely, because the app wasn’t doing its core feature. Then Krist came up with this temporary idea. What if we could save the app in the store, but strip everything that is related to sharing? This meant still having a live app and providing support for our current users. I liked the idea. That meant work had to be done. Unexpected work. Brewed a coffee. AirPods Max on. Beast Mode on. Between implementing changes, testing back and forth and preparing the app for the App Store (Mac and iOS), we spent 4 hours each that day. Later that day Apple reviewed and released the app. 48 hours in. An emotional rollercoaster 🎢😢. It sucks to be us right now. ## That was it for this month folks. A lot of work, lots of improvements. Hopefully you will see them in your app in March. Thanks for taking the time to read this. It means a lot. Perjan42:T32d5,var Component=(()=>{var u=Object.create;var o=Object.defineProperty;var p=Object.getOwnPropertyDescriptor;var w=Object.getOwnPropertyNames;var g=Object.getPrototypeOf,y=Object.prototype.hasOwnProperty;var m=(n,e)=>()=>(e||n((e={exports:{}}).exports,e),e.exports),f=(n,e)=>{for(var a in e)o(n,a,{get:e[a],enumerable:!0})},s=(n,e,a,r)=>{if(e&&typeof e=="object"||typeof e=="function")for(let i of w(e))!y.call(n,i)&&i!==a&&o(n,i,{get:()=>e[i],enumerable:!(r=p(e,i))||r.enumerable});return n};var b=(n,e,a)=>(a=n!=null?u(g(n)):{},s(e||!n||!n.__esModule?o(a,"default",{value:n,enumerable:!0}):a,n)),k=n=>s(o({},"__esModule",{value:!0}),n);var d=m((A,h)=>{h.exports=_jsx_runtime});var v={};f(v,{default:()=>l});var t=b(d());function c(n){let e={a:"a",br:"br",h2:"h2",h3:"h3",img:"img",p:"p",span:"span",strong:"strong",...n.components};return(0,t.jsxs)(t.Fragment,{children:[(0,t.jsx)(e.p,{children:`Hello there, it\u2019s your friendly neighbourhood spider man! Well, I mean your friendly neighbourhood MoneyCoach man :).`}),` `,(0,t.jsx)(e.p,{children:"I hope you have been doing great over there. With everything happening around us and with the prices going bananas, I hope you enjoy this diary entry as much as I enjoyed writing it."}),` `,(0,t.jsxs)(e.h2,{id:"cucumbers-or-cocaine-whats-cheaper",children:[(0,t.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#cucumbers-or-cocaine-whats-cheaper",children:(0,t.jsx)(e.span,{className:"icon icon-link"})}),"Cucumbers or Cocaine. What\u2019s cheaper?"]}),` `,(0,t.jsx)(e.p,{children:`I went yesterday grocery shopping. Bought 5 cucumbers for 10 Euros. Crazy, right? But at least here in Germany we can still find them and enjoy these life delicacies. In the UK, cucumbers are considered an exotic endangered species now. What\u2019s happening to the world? Insane. Let me know how is the situation in your country.`}),` `,(0,t.jsxs)(e.h2,{id:"credit-cards",children:[(0,t.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#credit-cards",children:(0,t.jsx)(e.span,{className:"icon icon-link"})}),"Credit Cards"]}),` `,(0,t.jsx)(e.p,{children:`It has been a while since we first saw this request in our forum. And since the first day we saw it, we wanted so bad to implement it. But then life got in the way and unexpected events started to occur, as they always do. (Here is a philosophical take. Maybe we should call them Expected Surprises.) And to tell you the truth, we really thought about it a lot. It was one of these nuts that are hard to crack. How to make it easy and accessible for everyone, while having a really useful feature.`}),` `,(0,t.jsx)(e.p,{children:`Now we decided it is time to tackle it again and see if we can come out with a solution that will solve a real problem. That is, paying your credit card on time and paying off your credit card debt.`}),` `,(0,t.jsx)(e.p,{children:`Which meant we first have to educate us about the complete credit card product flow. Now having and using a credit card is one thing. Thinking in analytical manner and really dissecting the user journey is another one. Krist went on to design some low fidelity mockups. I went on and draw some Picasso-style wireframes on my iPad Pro M2, which by the way draws kind of weirdly now. Have you seen your handwriting getting worse with the new iPad or latest iPadOS release? Please tell me you do. I don\u2019t want to think my handwriting is becoming a doctor\u2019s one\u2026`}),` `,(0,t.jsx)(e.p,{children:(0,t.jsx)(e.img,{src:"/images/blog-images/moneycoach-credit-card-concept.jpg",alt:"Image: Moneycoach credit card concept"})}),` `,(0,t.jsx)(e.p,{children:`We started this feature officially on February 1st. Krist started to design and think about it more than I did. And he went down a rabbit hole, until I pulled him out. If you can see in the image above, you will recognise glimpses of what could have been, until we decided it was an overkill and maybe that wouldn\u2019t help our users at all. In true startup fashion, we decided to step back, regroup and start with the core functionalities. Adding, editing and deleting a credit card account would be the essentials to get started.`}),` `,(0,t.jsx)(e.p,{children:"The thing about integrating a new account type in a codebase that\u2019s like 100 years old in dog years, poses certain issues and risks. Everything is connected and dependencies are everywhere. If you change something, there might be a case that something else might break. Now for the purists coders out there, I know the best practices and I know what I can do better now, but I didn\u2019t at the time I wrote this piece of the app."}),` `,(0,t.jsx)(e.p,{children:(0,t.jsx)(e.strong,{children:"Which means refactoring and redesigning the account creation and editing part."})}),` `,(0,t.jsx)(e.p,{children:"My initial idea was to inject only the new sections and keep the old logic. I spent 2 days on cleaning up the old code, make it modular (a.k.a Lego block-based style), added SwiftUI to UIKit interoperability and the results were ok."}),` `,(0,t.jsx)(e.p,{children:(0,t.jsx)(e.img,{src:"/images/blog-images/moneycoach-redesign-new-account-flow.jpg",alt:"Image: Moneycoach redesign new account flow"})}),` `,(0,t.jsx)(e.p,{children:"Then Krist came and threw me some little curveballs that hurt my product-led side. I had to do it, I had to implement the new account creation flow."}),` `,(0,t.jsxs)(e.p,{children:[(0,t.jsx)(e.strong,{children:"Update Feb 27th, 2023"}),": Account creation nearly done. I added haptic feedback in the icon selection and added a new way for users to select an account type that is scalable for the future. Still no credit card implementation, though."]}),` `,(0,t.jsx)(e.p,{children:"Oh, I could write for hours about everything that happened this month, but I have a meeting with Krist now and I have to go. We have to decide about our marketing efforts and tasks for this week. (This week is marketing week)."}),` `,(0,t.jsxs)(e.p,{children:[(0,t.jsx)(e.strong,{children:"Update 1"}),": We ran in circles, questioning everything and then some. Saw the subscriber numbers which are up, churn is down. This is great. The not so great part is that revenue is down. We will focus on that later on. For now improving the product has priority."]}),` `,(0,t.jsxs)(e.h2,{id:"things-nobody-asked-for",children:[(0,t.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#things-nobody-asked-for",children:(0,t.jsx)(e.span,{className:"icon icon-link"})}),"Things Nobody Asked For"]}),` `,(0,t.jsx)(e.p,{children:`As I was working on the credit cards feature, I kinda felt tired. And the best way for me to wind down, is to start working on something else. I know, it\u2019s not the best way, but working on cool stuff gets me excited and pushes me forward. I wanted since always to give users the ability to personalise the app to their needs.`}),` `,(0,t.jsx)(e.p,{children:`Which is why we are bringing colours in MoneyCoach. Now, if this was a new app, written yesterday in SwiftUI, this would be a joke of an effort. Since this is 100 years old in dog years, there are different technologies involved here that need to play nicely with each other.`}),` `,(0,t.jsx)(e.p,{children:`Objective C, Swift, Storyboards, Nib-files, SwiftUI, you name it, we have it. Which meant I had to open every UI file and every other class files to see what is used where. This is only one part of the equation.`}),` `,(0,t.jsx)(e.p,{children:"Then Michelangelo came in and threw a wrench in my wheels. If we had the same colour for buttons, menus and for the main plus button, then it would look confusing. He\u2019s right. Back to changing stuff. Now the plus button has a colour of its own."}),` `,(0,t.jsx)(e.p,{children:`And then we need a place to configure everything. Which meant we needed a new screen in the settings. Krist did that as well. Now I have to connect it and to implement the logic. The plan is to release it in the major version 8.4.`}),` `,(0,t.jsxs)(e.h2,{id:"dailyweekly-things-that-i-hate",children:[(0,t.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#dailyweekly-things-that-i-hate",children:(0,t.jsx)(e.span,{className:"icon icon-link"})}),"Daily/weekly things that I hate"]}),` `,(0,t.jsx)(e.p,{children:"Having to develop a product is only one side of the medal. The other interesting side is building and growing a business. And in this side of the medal, there is one of my most hated activities. Bureaucracy and pushing paper. Well someone has to do it and that is me. FML. I would love to keep developing and exploring how we can bring credit cards to MoneyCoach."}),` `,(0,t.jsxs)(e.p,{children:[(0,t.jsx)(e.strong,{children:"Update 1"}),`: As I was scrolling through my Twitter feed, I saw someone tweeting about the bank that where we have MoneyCoach\u2019s company account. It will shut down. This year. Which means I have to move everything into another place. Luckily for us, we already found the replacement. It is called Wise (formerly TransferWise). Great company, amazing product. I recommend it to everyone. Which reminds me that I have to change banking settings in our Apple developer account.`]}),` `,(0,t.jsxs)(e.h2,{id:"a-dark-day-for-moneyspaces",children:[(0,t.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#a-dark-day-for-moneyspaces",children:(0,t.jsx)(e.span,{className:"icon icon-link"})}),"A Dark Day For MoneySpaces"]}),` `,(0,t.jsx)(e.p,{children:`Yesterday I went on to test MoneySpaces again personally, after a user complained about the sharing feature. For you who don\u2019t know, MoneySpaces is MoneyCoach\u2019s little brother. MoneySpaces is focused on, well, spaces for money. And the major feature is seamless and private sharing. Just like you share notes in your Notes app.`}),` `,(0,t.jsx)(e.p,{children:"So sharing is pretty much everything in this app. As it turned out it didn\u2019t work. Again."}),` `,(0,t.jsxs)(e.h3,{id:"day-1",children:[(0,t.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#day-1",children:(0,t.jsx)(e.span,{className:"icon icon-link"})}),"Day 1"]}),` `,(0,t.jsx)(e.p,{children:`I spent nearly the entire day together with Krist testing to no success. After researching online, it turned out again that the issue was with a new API in CloudKit that didn\u2019t work flawlessly since September 2022. Now it broke completely. We thought about workarounds, tested other techniques you read on StackOverflow and Apple Forums. Still nothing. Exhausted, I went home, being sure that this would be a sleepless night.`}),` `,(0,t.jsxs)(e.h3,{id:"day-2",children:[(0,t.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#day-2",children:(0,t.jsx)(e.span,{className:"icon icon-link"})}),"Day 2"]}),` `,(0,t.jsx)(e.p,{children:"I slept on the couch that night, not resting very properly. In fact I woke up at 05 AM and filed a support ticket (Radar) at Apple, explaining the issue and what was happening."}),` `,(0,t.jsx)(e.p,{children:`I even created a support ticket at Developer Technical Support. For those of you who don\u2019t know what that is, think about it like this. You as a developer have 2 tickets/year to ask God for help. And God comes and looks at your issue and helps you solve that. Well, not this time. They replied saying that this is a known bug. People are working on it. Oh F%#@.`}),` `,(0,t.jsx)(e.p,{children:`As the rest of my city woke up, I couldn\u2019t help but think the inevitable. Got to the office. Called Krist. We had to face a difficult situation. Either remove MoneySpaces from the App Store or find another solution. I was up for removing it completely, because the app wasn\u2019t doing its core feature. Then Krist came up with this temporary idea. What if we could save the app in the store, but strip everything that is related to sharing? This meant still having a live app and providing support for our current users. I liked the idea. That meant work had to be done. Unexpected work.`}),` `,(0,t.jsx)(e.p,{children:`Brewed a coffee. AirPods Max on. Beast Mode on. Between implementing changes, testing back and forth and preparing the app for the App Store (Mac and iOS), we spent 4 hours each that day. Later that day Apple reviewed and released the app.`}),` `,(0,t.jsxs)(e.p,{children:["48 hours in. An emotional rollercoaster \u{1F3A2}\u{1F622}.",(0,t.jsx)(e.br,{}),` `,"It sucks to be us right now."]}),` `,(0,t.jsx)(e.h2,{id:""}),` `,(0,t.jsx)(e.p,{children:`That was it for this month folks. A lot of work, lots of improvements. Hopefully you will see them in your app in March.`}),` `,(0,t.jsxs)(e.p,{children:["Thanks for taking the time to read this.",(0,t.jsx)(e.br,{}),` `,"It means a lot.",(0,t.jsx)(e.br,{}),` `,"Perjan"]})]})}function l(n={}){let{wrapper:e}=n.components||{};return e?(0,t.jsx)(e,{...n,children:(0,t.jsx)(c,{...n})}):c(n)}return k(v);})(); ;return Component;43:T2568,Wow, thanks for being here. We love indie software, like you do too! Just to save you time and nerves, we prepared this post for you. It contains the most important facts about **MoneyCoach**. We hope you love it.

If you don’t have much time: MoneyCoach is an Apple-native personal finance app for iPhone, iPad, Mac, Apple Watch and Apple Vision Pro. It was **featured by Apple** many times, has more than 1 million downloads and a 4.5-star rating from 16K+ ratings on the App Store worldwide. Cheers from Berlin 🇩🇪, Perjan Price: **Free download** with a free trial, then a Premium or Premium Max subscription [Website](https://moneycoach.ai) | App Store For all press and interview inquiries, please contact: **Perjan Duro, Founder & Developer** [perjan@moneycoach.ai](mailto:perjan@moneycoach.ai) [LinkedIn](https://www.linkedin.com/in/perjanduro/) **MoneyCoach UG (haftungsbeschränkt)**, Berlin, Germany [Website](https://moneycoach.ai) | [X](https://x.com/appmoneycoach) | [Instagram](https://www.instagram.com/moneycoachapp) | [Facebook](https://www.facebook.com/moneycoachapp) | [YouTube](https://www.youtube.com/@moneycoachapp) | [TikTok](https://www.tiktok.com/@moneycoachapp) | [LinkedIn](https://www.linkedin.com/company/moneycoach-app/) ## Accolades * Top app for Apple Vision Pro at the European Vision Pro launch (July 2024) * “App Of The Day” — Worldwide on the App Store * Developer Spotlight Story on the App Store * “Apps We Love” 2023 — Worldwide Feature on the App Store * “Apps We Love” 2022 — Worldwide Feature on the App Store * Showcased on Apple’s WWDC21 Keynote * “App Of The Day” — Feature on US App Store * “Apps We Love” 2021 — Worldwide Feature on the App Store * Featured on Apple’s official website * Showcased on Apple’s WWDC20 Keynote * “Apps We Love” 2020 — Worldwide Feature on the App Store * “Apps We Love” 2019 — Worldwide Feature on the App Store * “Apps We Love” 2018 — Worldwide Feature on the App Store * “Apps We Love” 2017 — Worldwide Feature on the App Store ## What does MoneyCoach do? MoneyCoach is an Apple-native budget tracker and personal finance app. Track your spending, plan budgets, manage bills, follow your net worth and work toward your money goals. * It gives you a grip on your personal finances. * It helps you save more and spend smarter. * It works without a bank connection. In Europe, you can also connect your bank. MoneyCoach creates healthy financial habits that reduce your financial stress, increase your financial knowledge, and develop your financial skills. Every other finance app is focused on saving money, but MoneyCoach wants you to have more of everything. MoneyCoach is available on iPhone, iPad, Apple Vision Pro, Mac and Apple Watch. ## There are many apps like this. Why MoneyCoach? Because of: 1. One app for every Apple device. MoneyCoach 11 launched on day one of iOS 26, iPadOS 26, macOS 26, watchOS 26 and visionOS 26. 1. Privacy by default. Your data stays on your device, iCloud sync is optional, and there is no web dashboard. We never sell your data. 1. New features in every release. MoneyCoach 12 (September 2026) brought Siri AI and an all-new Quick Entry. 1. World-class, personal support. ## Who is MoneyCoach for? Anyone who needs to keep track of their money across multiple accounts and know their net worth in real time. It is ideal for: * Freelancers * Software developers * Designers * Students * Couples and families who plan their money together * Anyone who has a lot of financial accounts (credit cards, savings, debts, etc.) * Anyone who hates Excel files and long bank statements * Anyone who wants to buy their Tesla, by learning how to make more and spend less * Anyone who wants to achieve financial freedom ## Our mission: helping people achieve financial freedom Money stress comes from not knowing where the money goes. MoneyCoach shows it on the device you already hold. Then it helps you plan the next step: a budget, a goal, a debt paid off. ## Key Features Guide * Apple Pay and Wallet transaction import with Shortcuts * Apple Card CSV import * Siri, Siri Shortcuts and App Intents * MoneyCoach AI with Apple Intelligence [Beta] * Quick Entry: add a transaction in your own words * Interactive widgets, Live Activities and Control Center shortcuts * Apple Watch app * Apple Vision Pro app and widgets * iCloud sync on all your devices * Family Sync with your partner or family, also on a different Apple ID * Online Banking for European users [Beta] * Category budgets * Customizable smart goals * Credit card management * Smart notifications * Calendar for better financial planning * Multi-currency support * Detailed reports * Attachments, bulk edit, persons and companies * Import and export CSV, export PDF * Backup and restore * PIN, Face ID, Touch ID and Incognito Mode * MoneyCoach MCP: connect AI assistants to your data in MoneyCoach for Mac (Premium Max) * MoneyCoach Academy * And a lot more! ## FAQ ## How much does MoneyCoach cost? MoneyCoach is free to download and starts with a free trial. After the trial, you choose MoneyCoach Premium or Premium Max. Prices depend on the country and are shown in the App Store. Eligible users get a free trial. ## Is MoneyCoach on Apple Watch? Yes. MoneyCoach was available on Apple Watch from day one: 24 April 2015. ## What are the system requirements for MoneyCoach? MoneyCoach runs on iPhone, iPad, Mac, Apple Watch and Apple Vision Pro, and it supports each new Apple operating system on day one. Since MoneyCoach 11, devices with iOS 16 or older are no longer supported. The App Store shows the exact requirements for each device. MoneyCoach AI needs a device with Apple Intelligence: iPhone 15 Pro or newer, or a Mac or iPad with an M1 chip or later. ## Can I use MoneyCoach on multiple devices? Yes. MoneyCoach works on iPhone, iPad, Mac, Apple Watch and Apple Vision Pro, with optional iCloud sync. When you subscribe to Premium on one device, all your devices with the same Apple ID get Premium. ## Can I share MoneyCoach with my partner? Totally. With Family Sync, you share your data with your partner or a family member, also when they use a different Apple ID. You both need MoneyCoach Premium. With a Family Plan subscription, everyone in your Apple Family gets Premium. ## How secure is MoneyCoach? MoneyCoach needs no login. You protect the app with Face ID, Touch ID or a PIN, and Incognito Mode protects sensitive views when you are around other people. ## Where is my data stored? Data that you enter is stored on your device. iCloud sync is optional and always encrypted. You can also make a manual backup. We never sell your data. ## Can I connect my bank? In Europe, yes. Online Banking [Beta] connects about 2,800 banks in 30 countries, read-only. It is optional: MoneyCoach also works without a bank connection. Premium includes up to 4 bank logins, Premium Max up to 8. Outside Europe, Apple Pay import and CSV import do the same job. ## Can I export my data? Yes. You can export your transactions as CSV and PDF, and use them with all major accounting software. ## Can I import data from other apps? Yes. You can import your financial data from any other app or bank statement. All you need is a CSV file :). Apple Card CSV files work too. ## The MoneyCoach Story MoneyCoach was created by Perjan Duro to solve his own problems with personal finance management. Perjan was losing money, because he did not know where the money was going and where to put his energy to earn more and spend less. On top of that, keeping track of so many accounts was a total waste of time. Millions of freelancers, small startups and normal people with more than 3 accounts (credit card, savings account, debit accounts, etc.) face this issue every day. They need a fast and easy way to track their accounts and new techniques to make more money. We tried several apps over one year, but the solutions were either oversimplified or cluttered and buggy. The apps that were above the crowd always asked for extra payments to unlock even a simple chart. Motivated by this, we crafted MoneyCoach — the easiest personal finance tracker & trainer app. Since then, MoneyCoach has improved with every release, thanks to the community around it and to the users who suggest features that make their lives easier. It always stays true to its mission: **Helping people achieve financial freedom!** ## Want to see some images? ![MoneyCoach overview on Apple Vision Pro](/images/blog-images/moneycoach-vision-screenshot.jpeg) ![Budgets on iPhone and MoneyCoach widgets on the Home Screen](/images/blog-images/budgets-widgets.jpeg) ![Reports and spending by category on Apple Vision Pro](/images/blog-images/moneycoach-vision-screenshots-2.jpeg) ![Credit card details and spending by category on iPhone](/images/blog-images/credit-card-report.jpeg) ![Subscription insights on Apple Vision Pro](/images/blog-images/moneycoach-screenshots-3.jpeg) ![Income vs expense report and a savings goal on iPhone](/images/blog-images/report-goals.jpeg)45:T52ce,var Component=(()=>{var p=Object.create;var r=Object.defineProperty;var m=Object.getOwnPropertyDescriptor;var u=Object.getOwnPropertyNames;var y=Object.getPrototypeOf,w=Object.prototype.hasOwnProperty;var g=(a,e)=>()=>(e||a((e={exports:{}}).exports,e),e.exports),f=(a,e)=>{for(var i in e)r(a,i,{get:e[i],enumerable:!0})},l=(a,e,i,c)=>{if(e&&typeof e=="object"||typeof e=="function")for(let o of u(e))!w.call(a,o)&&o!==i&&r(a,o,{get:()=>e[o],enumerable:!(c=m(e,o))||c.enumerable});return a};var b=(a,e,i)=>(i=a!=null?p(y(a)):{},l(e||!a||!a.__esModule?r(i,"default",{value:a,enumerable:!0}):i,a)),k=a=>l(r({},"__esModule",{value:!0}),a);var s=g((M,t)=>{t.exports=_jsx_runtime});var A={};f(A,{default:()=>d});var n=b(s());function h(a){let e={a:"a",br:"br",h2:"h2",img:"img",li:"li",ol:"ol",p:"p",span:"span",strong:"strong",ul:"ul",...a.components},{AppDownloadLink:i}=e;return i||v("AppDownloadLink",!0),(0,n.jsxs)(n.Fragment,{children:[(0,n.jsx)(e.p,{children:`Wow, thanks for being here. We love indie software, like you do too!`}),` `,(0,n.jsxs)(e.p,{children:["Just to save you time and nerves, we prepared this post for you. It contains the most important facts about ",(0,n.jsx)(e.strong,{children:"MoneyCoach"}),`. We hope you love it.`]}),` `,(0,n.jsx)("a",{href:"https://app.box.com/s/njrfqkc9ymkvdtld88use3903q5bsm78",children:(0,n.jsx)("img",{src:"/images/blog-images/downloadPressKit.png",class:"button rounded-2xl block mx-auto object-center transform transition-all duration-500 hover:scale-105",alt:"Download Press Kit",width:"300px"})}),` `,(0,n.jsxs)(e.p,{children:["If you don\u2019t have much time: MoneyCoach is an Apple-native personal finance app for iPhone, iPad, Mac, Apple Watch and Apple Vision Pro. It was ",(0,n.jsx)(e.strong,{children:"featured by Apple"})," many times, has more than 1 million downloads and a 4.5-star rating from 16K+ ratings on the App Store worldwide."]}),` `,(0,n.jsx)(e.p,{children:`Cheers from Berlin \u{1F1E9}\u{1F1EA}, Perjan`}),` `,(0,n.jsxs)(e.p,{children:["Price: ",(0,n.jsx)(e.strong,{children:"Free download"})," with a free trial, then a Premium or Premium Max subscription",(0,n.jsx)(e.br,{}),` `,(0,n.jsx)(e.a,{href:"https://moneycoach.ai",children:"Website"})," | ",(0,n.jsx)(i,{source:"press-kit-moneycoach",children:"App Store"})]}),` `,(0,n.jsxs)(e.p,{children:["For all press and interview inquiries, please contact:",(0,n.jsx)(e.br,{}),` `,(0,n.jsx)(e.strong,{children:"Perjan Duro, Founder & Developer"}),(0,n.jsx)(e.br,{}),` `,(0,n.jsx)(e.a,{href:"mailto:perjan@moneycoach.ai",children:"perjan@moneycoach.ai"}),(0,n.jsx)(e.br,{}),` `,(0,n.jsx)(e.a,{href:"https://www.linkedin.com/in/perjanduro/",children:"LinkedIn"})]}),` `,(0,n.jsxs)(e.p,{children:[(0,n.jsx)(e.strong,{children:"MoneyCoach UG (haftungsbeschr\xE4nkt)"}),", Berlin, Germany",(0,n.jsx)(e.br,{}),` `,(0,n.jsx)(e.a,{href:"https://moneycoach.ai",children:"Website"})," | ",(0,n.jsx)(e.a,{href:"https://x.com/appmoneycoach",children:"X"})," | ",(0,n.jsx)(e.a,{href:"https://www.instagram.com/moneycoachapp",children:"Instagram"})," | ",(0,n.jsx)(e.a,{href:"https://www.facebook.com/moneycoachapp",children:"Facebook"})," | ",(0,n.jsx)(e.a,{href:"https://www.youtube.com/@moneycoachapp",children:"YouTube"})," | ",(0,n.jsx)(e.a,{href:"https://www.tiktok.com/@moneycoachapp",children:"TikTok"})," | ",(0,n.jsx)(e.a,{href:"https://www.linkedin.com/company/moneycoach-app/",children:"LinkedIn"})]}),` `,(0,n.jsxs)(e.h2,{id:"accolades",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#accolades",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Accolades"]}),` `,(0,n.jsxs)(e.ul,{children:[` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Top app for Apple Vision Pro at the European Vision Pro launch (July 2024)"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"\u201CApp Of The Day\u201D \u2014 Worldwide on the App Store"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Developer Spotlight Story on the App Store"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"\u201CApps We Love\u201D 2023 \u2014 Worldwide Feature on the App Store"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"\u201CApps We Love\u201D 2022 \u2014 Worldwide Feature on the App Store"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Showcased on Apple\u2019s WWDC21 Keynote"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"\u201CApp Of The Day\u201D \u2014 Feature on US App Store"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"\u201CApps We Love\u201D 2021 \u2014 Worldwide Feature on the App Store"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Featured on Apple\u2019s official website"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Showcased on Apple\u2019s WWDC20 Keynote"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"\u201CApps We Love\u201D 2020 \u2014 Worldwide Feature on the App Store"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"\u201CApps We Love\u201D 2019 \u2014 Worldwide Feature on the App Store"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"\u201CApps We Love\u201D 2018 \u2014 Worldwide Feature on the App Store"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"\u201CApps We Love\u201D 2017 \u2014 Worldwide Feature on the App Store"}),` `]}),` `]}),` `,(0,n.jsxs)(e.h2,{id:"what-does-moneycoach-do",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#what-does-moneycoach-do",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"What does MoneyCoach do?"]}),` `,(0,n.jsx)(e.p,{children:"MoneyCoach is an Apple-native budget tracker and personal finance app. Track your spending, plan budgets, manage bills, follow your net worth and work toward your money goals."}),` `,(0,n.jsxs)(e.ul,{children:[` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"It gives you a grip on your personal finances."}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"It helps you save more and spend smarter."}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"It works without a bank connection. In Europe, you can also connect your bank."}),` `]}),` `]}),` `,(0,n.jsx)(e.p,{children:"MoneyCoach creates healthy financial habits that reduce your financial stress, increase your financial knowledge, and develop your financial skills."}),` `,(0,n.jsx)(e.p,{children:"Every other finance app is focused on saving money, but MoneyCoach wants you to have more of everything."}),` `,(0,n.jsx)(e.p,{children:"MoneyCoach is available on iPhone, iPad, Apple Vision Pro, Mac and Apple Watch."}),` `,(0,n.jsxs)(e.h2,{id:"there-are-many-apps-like-this-why-moneycoach",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#there-are-many-apps-like-this-why-moneycoach",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"There are many apps like this. Why MoneyCoach?"]}),` `,(0,n.jsx)(e.p,{children:"Because of:"}),` `,(0,n.jsxs)(e.ol,{children:[` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"One app for every Apple device. MoneyCoach 11 launched on day one of iOS 26, iPadOS 26, macOS 26, watchOS 26 and visionOS 26."}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Privacy by default. Your data stays on your device, iCloud sync is optional, and there is no web dashboard. We never sell your data."}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"New features in every release. MoneyCoach 12 (September 2026) brought Siri AI and an all-new Quick Entry."}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"World-class, personal support."}),` `]}),` `]}),` `,(0,n.jsxs)(e.h2,{id:"who-is-moneycoach-for",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#who-is-moneycoach-for",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Who is MoneyCoach for?"]}),` `,(0,n.jsx)(e.p,{children:"Anyone who needs to keep track of their money across multiple accounts and know their net worth in real time. It is ideal for:"}),` `,(0,n.jsxs)(e.ul,{children:[` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Freelancers"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Software developers"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Designers"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Students"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Couples and families who plan their money together"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Anyone who has a lot of financial accounts (credit cards, savings, debts, etc.)"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Anyone who hates Excel files and long bank statements"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Anyone who wants to buy their Tesla, by learning how to make more and spend less"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Anyone who wants to achieve financial freedom"}),` `]}),` `]}),` `,(0,n.jsxs)(e.h2,{id:"our-mission-helping-people-achieve-financial-freedom",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#our-mission-helping-people-achieve-financial-freedom",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Our mission: helping people achieve financial freedom"]}),` `,(0,n.jsx)(e.p,{children:"Money stress comes from not knowing where the money goes. MoneyCoach shows it on the device you already hold. Then it helps you plan the next step: a budget, a goal, a debt paid off."}),` `,(0,n.jsxs)(e.h2,{id:"key-features-guide",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#key-features-guide",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Key Features Guide"]}),` `,(0,n.jsxs)(e.ul,{children:[` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Apple Pay and Wallet transaction import with Shortcuts"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Apple Card CSV import"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Siri, Siri Shortcuts and App Intents"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"MoneyCoach AI with Apple Intelligence [Beta]"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Quick Entry: add a transaction in your own words"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Interactive widgets, Live Activities and Control Center shortcuts"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Apple Watch app"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Apple Vision Pro app and widgets"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"iCloud sync on all your devices"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Family Sync with your partner or family, also on a different Apple ID"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Online Banking for European users [Beta]"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Category budgets"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Customizable smart goals"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Credit card management"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Smart notifications"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Calendar for better financial planning"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Multi-currency support"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Detailed reports"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Attachments, bulk edit, persons and companies"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Import and export CSV, export PDF"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"Backup and restore"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"PIN, Face ID, Touch ID and Incognito Mode"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"MoneyCoach MCP: connect AI assistants to your data in MoneyCoach for Mac (Premium Max)"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"MoneyCoach Academy"}),` `]}),` `,(0,n.jsxs)(e.li,{children:[` `,(0,n.jsx)(e.p,{children:"And a lot more!"}),` `]}),` `]}),` `,(0,n.jsxs)(e.h2,{id:"faq",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#faq",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"FAQ"]}),` `,(0,n.jsxs)(e.h2,{id:"how-much-does-moneycoach-cost",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#how-much-does-moneycoach-cost",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"How much does MoneyCoach cost?"]}),` `,(0,n.jsx)(e.p,{children:"MoneyCoach is free to download and starts with a free trial. After the trial, you choose MoneyCoach Premium or Premium Max. Prices depend on the country and are shown in the App Store. Eligible users get a free trial."}),` `,(0,n.jsxs)(e.h2,{id:"is-moneycoach-on-apple-watch",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#is-moneycoach-on-apple-watch",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Is MoneyCoach on Apple Watch?"]}),` `,(0,n.jsx)(e.p,{children:"Yes. MoneyCoach was available on Apple Watch from day one: 24 April 2015."}),` `,(0,n.jsxs)(e.h2,{id:"what-are-the-system-requirements-for-moneycoach",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#what-are-the-system-requirements-for-moneycoach",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"What are the system requirements for MoneyCoach?"]}),` `,(0,n.jsx)(e.p,{children:"MoneyCoach runs on iPhone, iPad, Mac, Apple Watch and Apple Vision Pro, and it supports each new Apple operating system on day one. Since MoneyCoach 11, devices with iOS 16 or older are no longer supported. The App Store shows the exact requirements for each device."}),` `,(0,n.jsx)(e.p,{children:"MoneyCoach AI needs a device with Apple Intelligence: iPhone 15 Pro or newer, or a Mac or iPad with an M1 chip or later."}),` `,(0,n.jsxs)(e.h2,{id:"can-i-use-moneycoach-on-multiple-devices",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#can-i-use-moneycoach-on-multiple-devices",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Can I use MoneyCoach on multiple devices?"]}),` `,(0,n.jsx)(e.p,{children:"Yes. MoneyCoach works on iPhone, iPad, Mac, Apple Watch and Apple Vision Pro, with optional iCloud sync. When you subscribe to Premium on one device, all your devices with the same Apple ID get Premium."}),` `,(0,n.jsxs)(e.h2,{id:"can-i-share-moneycoach-with-my-partner",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#can-i-share-moneycoach-with-my-partner",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Can I share MoneyCoach with my partner?"]}),` `,(0,n.jsx)(e.p,{children:"Totally. With Family Sync, you share your data with your partner or a family member, also when they use a different Apple ID. You both need MoneyCoach Premium. With a Family Plan subscription, everyone in your Apple Family gets Premium."}),` `,(0,n.jsxs)(e.h2,{id:"how-secure-is-moneycoach",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#how-secure-is-moneycoach",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"How secure is MoneyCoach?"]}),` `,(0,n.jsx)(e.p,{children:"MoneyCoach needs no login. You protect the app with Face ID, Touch ID or a PIN, and Incognito Mode protects sensitive views when you are around other people."}),` `,(0,n.jsxs)(e.h2,{id:"where-is-my-data-stored",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#where-is-my-data-stored",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Where is my data stored?"]}),` `,(0,n.jsx)(e.p,{children:"Data that you enter is stored on your device. iCloud sync is optional and always encrypted. You can also make a manual backup. We never sell your data."}),` `,(0,n.jsxs)(e.h2,{id:"can-i-connect-my-bank",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#can-i-connect-my-bank",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Can I connect my bank?"]}),` `,(0,n.jsx)(e.p,{children:"In Europe, yes. Online Banking [Beta] connects about 2,800 banks in 30 countries, read-only. It is optional: MoneyCoach also works without a bank connection. Premium includes up to 4 bank logins, Premium Max up to 8. Outside Europe, Apple Pay import and CSV import do the same job."}),` `,(0,n.jsxs)(e.h2,{id:"can-i-export-my-data",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#can-i-export-my-data",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Can I export my data?"]}),` `,(0,n.jsx)(e.p,{children:"Yes. You can export your transactions as CSV and PDF, and use them with all major accounting software."}),` `,(0,n.jsxs)(e.h2,{id:"can-i-import-data-from-other-apps",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#can-i-import-data-from-other-apps",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Can I import data from other apps?"]}),` `,(0,n.jsx)(e.p,{children:"Yes. You can import your financial data from any other app or bank statement. All you need is a CSV file :). Apple Card CSV files work too."}),` `,(0,n.jsxs)(e.h2,{id:"the-moneycoach-story",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#the-moneycoach-story",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"The MoneyCoach Story"]}),` `,(0,n.jsx)(e.p,{children:"MoneyCoach was created by Perjan Duro to solve his own problems with personal finance management. Perjan was losing money, because he did not know where the money was going and where to put his energy to earn more and spend less."}),` `,(0,n.jsx)(e.p,{children:"On top of that, keeping track of so many accounts was a total waste of time."}),` `,(0,n.jsx)(e.p,{children:"Millions of freelancers, small startups and normal people with more than 3 accounts (credit card, savings account, debit accounts, etc.) face this issue every day. They need a fast and easy way to track their accounts and new techniques to make more money."}),` `,(0,n.jsx)(e.p,{children:"We tried several apps over one year, but the solutions were either oversimplified or cluttered and buggy. The apps that were above the crowd always asked for extra payments to unlock even a simple chart."}),` `,(0,n.jsx)(e.p,{children:"Motivated by this, we crafted MoneyCoach \u2014 the easiest personal finance tracker & trainer app."}),` `,(0,n.jsxs)(e.p,{children:["Since then, MoneyCoach has improved with every release, thanks to the community around it and to the users who suggest features that make their lives easier. It always stays true to its mission: ",(0,n.jsx)(e.strong,{children:"Helping people achieve financial freedom!"})]}),` `,(0,n.jsxs)(e.h2,{id:"want-to-see-some-images",children:[(0,n.jsx)(e.a,{className:"subheading-anchor","aria-label":"Link to section",href:"#want-to-see-some-images",children:(0,n.jsx)(e.span,{className:"icon icon-link"})}),"Want to see some images?"]}),` `,(0,n.jsx)(e.p,{children:(0,n.jsx)(e.img,{src:"/images/blog-images/moneycoach-vision-screenshot.jpeg",alt:"MoneyCoach overview on Apple Vision Pro"})}),` `,(0,n.jsx)(e.p,{children:(0,n.jsx)(e.img,{src:"/images/blog-images/budgets-widgets.jpeg",alt:"Budgets on iPhone and MoneyCoach widgets on the Home Screen"})}),` `,(0,n.jsx)(e.p,{children:(0,n.jsx)(e.img,{src:"/images/blog-images/moneycoach-vision-screenshots-2.jpeg",alt:"Reports and spending by category on Apple Vision Pro"})}),` `,(0,n.jsx)(e.p,{children:(0,n.jsx)(e.img,{src:"/images/blog-images/credit-card-report.jpeg",alt:"Credit card details and spending by category on iPhone"})}),` `,(0,n.jsx)(e.p,{children:(0,n.jsx)(e.img,{src:"/images/blog-images/moneycoach-screenshots-3.jpeg",alt:"Subscription insights on Apple Vision Pro"})}),` `,(0,n.jsx)(e.p,{children:(0,n.jsx)(e.img,{src:"/images/blog-images/report-goals.jpeg",alt:"Income vs expense report and a savings goal on iPhone"})})]})}function d(a={}){let{wrapper:e}=a.components||{};return e?(0,n.jsx)(e,{...a,children:(0,n.jsx)(h,{...a})}):h(a)}function v(a,e){throw new Error("Expected "+(e?"component":"object")+" `"+a+"` to be defined: you likely forgot to import, pass, or provide it.")}return k(A);})(); ;return Component;

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