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Looking for a Finanzguru alternative?

By MoneyCoach · Last checked:

Finanzguru is a popular German money app for iPhone, iPad and Android. It connects your bank accounts, finds your contracts and lets you cancel them from the app. If that is what you need most, Finanzguru is a strong choice.

MoneyCoach is built for people who use several Apple devices and want to plan their own budgets: with apps for iPhone, iPad, Mac, Apple Watch and Apple Vision Pro, Siri and Shortcuts, and bank sync with a paid plan.

Disclosure: this comparison is written by MoneyCoach, the maker of one of the two apps. We receive no commission from Finanzguru. We tested Finanzguru ourselves in October 2026, with a bank connection and Finanzguru Plus. The facts in the table come from the sources listed below.

Feature comparison

Finanzguru vs. MoneyCoach

Checked 22 Oct 2026. Numbers in square brackets link to the sources. "Not checked" means we found no primary source, not that the feature is missing.

Price

Finanzguru:
Free basic version. Plus: €0.99 per week according to Finanzguru; price tests can show other prices.[1][5]
MoneyCoach:
Free download. Prices in the App Store.

Bank connection (Germany)

Finanzguru:
Included in the free version. Can also send SEPA transfers.[2][6]
MoneyCoach:
Read-only, with Premium or Premium Max

Contract detection and cancellation

Finanzguru:
Yes, in the free version[2]
MoneyCoach:
No cancellation

Insurance overview

Finanzguru:
Yes[2]
MoneyCoach:
No

Budgets

Finanzguru:
With Plus[1]
MoneyCoach:
Category budgets with Premium

Export

Finanzguru:
Excel, with Plus[1]
MoneyCoach:
CSV and PDF with Premium; a full copy of your data for free

CSV import

Finanzguru:
Not checked
MoneyCoach:
Yes, with column mapping

Android

Finanzguru:
Yes[4]
MoneyCoach:
No

iPhone and iPad

Finanzguru:
Yes[2]
MoneyCoach:
Yes

Mac

Finanzguru:
Only the iPad app on Apple silicon Macs ("Not verified for macOS")[2][3]
MoneyCoach:
A version adapted for the Mac (Mac Catalyst)

Apple Watch

Finanzguru:
No Watch app listed[3][7]
MoneyCoach:
Yes, its own Watch app

Apple Vision Pro

Finanzguru:
Only the iPad app in compatibility mode[2]
MoneyCoach:
Native app

Siri and Shortcuts

Finanzguru:
Not checked
MoneyCoach:
Yes

Multiple currencies

Finanzguru:
Not checked
MoneyCoach:
With Premium

MoneyCoach details are based on app version 12.5.1.

Fast manual tracking

Add a transaction with quick entry by text, voice or receipt scan, ask Siri for your remaining balance, or use Shortcuts. You can import bank statements as CSV and map each column before the import.

A transaction you add with Siri is saved when you next open MoneyCoach.

MoneyCoach quick entry with Shortcuts, Siri and CSV import

Apps for your Apple devices

On a Mac, Finanzguru runs only as its iPad app, which the App Store marks "Not verified for macOS". No Apple Watch app is listed.[2][3]

MoneyCoach has apps for iPhone, iPad, Mac, Apple Watch and Apple Vision Pro. The Mac version is adapted for the Mac (Mac Catalyst), and the Vision Pro app is native. Your data can sync across your devices with iCloud.

You sign in with Apple or by e-mail when you set up the app. Synced bank data is stored on MoneyCoach servers.

Reports

Reports show where your money goes, how your net worth changes and what your subscriptions and bills cost over time.

MoneyCoach reports on iPad with subscription insights