Skip to content

Pricing

Find the MoneyCoach plan that fits your needs.

MoneyCoach is free to download, and new users start with a free Premium trial. After the trial, MoneyCoach needs a subscription; there is no permanent free version. Check the App Store for available plans, trial eligibility, prices, and renewal terms for your account and region.

Our website calculators are free to use. They do not require a MoneyCoach app subscription. Explore free calculators

Premium

Recommended

Everything you need to run your whole budget in MoneyCoach.

From

€4.99 / month

or €39.99 / year

  • Bank sync with up to 4 bank logins
  • Unlimited accounts and budgets
  • Share your budget with your partner
View in the App Store

Premium Max

For investors, people with many banks, and anyone who wants their AI assistant in the loop.

From

€7.99 / month

or €59.99 / year

  • Everything in Premium
  • Investments and crypto*
  • Mortgages, student loans and retirement accounts from supported US institutions
  • Bank sync with up to 8 bank logins
  • Connect AI assistants locally on Mac or through optional cloud sharing
View in the App Store

Reference prices. Your exact price and currency are shown in the App Store before you subscribe.

* Investments and crypto work worldwide: you enter your holdings once, and MoneyCoach updates your portfolio automatically with the latest prices, so you never have to update values by hand. You can also connect supported US brokerage accounts. Canadian bank and brokerage connections are coming soon.

Compare plans

FeaturePremiumPremium Max
Unlimited transactions and categories
Unlimited accounts and budgets
Category budget breakdown
Share with your partner
Crypto*Live crypto prices, updated in the cloud.
Bank syncAvailable in selected regions. Each separate bank login counts as one connection.Up to 4 loginsUp to 8 logins
Investments*Portfolio overview, holdings and market data for manual or linked investment accounts.
Link supported US investment accountsSupported US brokerage, IRA and 401(k) accounts through Plaid. Canadian connections are coming soon.
Mortgages and student loansLoan details from supported US institutions through Plaid. Canadian connections are coming soon.
AI & MCP accessRead-only access through local MCP on Mac or an optional cloud copy for supported assistants such as ChatGPT and Claude. Both require your opt-in.

* Investments and crypto work worldwide: you enter your holdings once, and MoneyCoach updates your portfolio automatically with the latest prices, so you never have to update values by hand. You can also connect supported US brokerage accounts. Canadian bank and brokerage connections are coming soon.

Both plans also unlock more tools inside the app. Explore all features

Pricing questions

Is MoneyCoach free to download?
MoneyCoach is free to download, and new users start with a free Premium trial. After the trial, MoneyCoach needs a subscription; there is no permanent free version. Check the App Store for available plans, trial eligibility, prices, and renewal terms for your account and region. Our website calculators are free to use. They do not require a MoneyCoach app subscription.
Why does the App Store show a different price?
App Store prices are set per country and currency, so the prices on this page are a reference. The App Store always shows the exact price for your region before you subscribe.
What does Premium Max add to Premium?
Premium Max includes everything in Premium and adds investments and crypto, mortgages, student loans and retirement accounts from supported US institutions, bank sync for up to 8 bank logins, and read-only AI & MCP access locally on Mac or through optional cloud sharing.
How do I cancel?
Subscriptions run through your Apple account. You can cancel any time, including during the trial, in your iPhone Settings under your name, then Subscriptions.