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US and European bank accounts.
One app.

Yes. MoneyCoach can show US bank accounts (connected through Plaid) and European bank accounts (connected through GoCardless) in the same profile, with balances added up in one main currency, such as US dollars.

  • Bank sync needs Premium or Premium Max.
  • Coverage depends on the bank and the account.
  • Bank sync is optional. MoneyCoach works without a bank connection.
Download MoneyCoach Prefer no bank connection?

Checked 30 Oct 2026

MoneyCoach Accounts with example data

Who this is for

You moved

From Europe to the US, or the other way. The old account stays open and the new one joins it. You want one net worth, not two banking apps.

You have two homes

Part of the year in the US, part in Europe. You want to see spending in dollars and euros, and one total.

You travel with a home account

Expat on assignment or digital nomad. You want to know what you have overall, whatever the currency.

How two connections work side by side

For each connection, you pick the bank’s country first. MoneyCoach then uses the matching provider: Plaid for the US, GoCardless for Europe.

  1. 01

    Pick the country, then search

    You search for your bank inside the country you picked. There is no single search across US and European banks.

  2. 02

    One profile, one overview

    Both connections land in the same profile, next to manual accounts and cash.

  3. 03

    One shared allowance

    US and European connections count toward the same bank connection allowance of your plan. The app shows the allowance.

Bank sync setup and regions

Dollars and euros in one total

Each account keeps its own currency. For totals and reports, MoneyCoach converts balances into your main currency (base currency). Foreign-currency transactions show the converted amount and keep the original amount.

Set the main currency in Settings > General > Main Currency.

Example with US dollars as the main currencyExample numbers with an assumed rate of €1 = $1.10. Not a live exchange rate.
US checking account
$4,200.00$4,200.00
Bank account in Germany
€1,500.00$1,650.00
Total in US dollars
$5,850.00

A €50.00 card payment in Germany shows as $55.00 and still shows the €50.00.

Know this before you download

When a bank does not connect

One missing bank does not have to break the overview. Add it as a manual account in its own currency. You update the balance yourself, and MoneyCoach still converts it into your main currency.

Many banks let you export transactions as a CSV file. MoneyCoach can import CSV files.

Budget without bank linkingImport a CSV statement

Before and after a move

A simple order of steps for a move between the US and Europe.

  1. 01

    Before you leave: connect what you have

    Connect the accounts you are leaving behind while you have everything for your bank’s sign-in at hand. Each connection is confirmed with your bank’s own sign-in.

  2. 02

    Plan for renewals

    European connections run for a period the bank sets. In the GoCardless data (as of 24 Aug 2026), almost every European bank allows up to 180 days. After that, you renew the connection with your bank’s sign-in. Make sure your bank’s verification still works abroad, for example if you give up a phone number.

  3. 03

    After you arrive: add the new account

    When the new account is open, connect it. US connections start on iPhone or iPad. Both accounts show in the same profile.

  4. 04

    Switch the main currency when your life moves

    If you now spend mostly in euros, set the main currency to euros. Accounts keep their own currency; only the totals change.

  5. 05

    Keep the rest manual

    Track accounts that cannot connect as manual accounts. Your net worth stays complete.

Check any app with five questions

Use these on any app, including MoneyCoach. No download needed.

  1. Can it connect a bank in each of my countries? Check the bank list per country, not only the total.
  2. Does it keep the original amount in the foreign currency?
  3. Does it show one total in a currency I choose?
  4. What happens when a connection expires, and how do I renew it?
  5. What is the fallback when a bank is missing: manual accounts, CSV import or both?

Questions

Can one app connect US and European bank accounts?

Yes. MoneyCoach can show US accounts through Plaid and European accounts through GoCardless in the same profile. You need Premium or Premium Max, and coverage depends on the bank and the account.

I’m moving to Europe. Can I keep tracking my US accounts?

Yes, if your bank is supported through Plaid. US connections are started on iPhone or iPad. Your European accounts can join the same profile through GoCardless. Make sure your bank’s sign-in and verification still work from abroad.

How does MoneyCoach show dollars and euros together?

Each account keeps its currency. For totals and reports, MoneyCoach converts into your main currency. Foreign-currency transactions keep their original amount.

Can I connect a UK bank?

No. UK banks are not covered by the European provider MoneyCoach uses. Track UK accounts as manual accounts or with CSV import.

What if my bank is not supported?

Add the account as a manual account or import transactions from a CSV file. Your total stays complete.

Two countries. One overview.

Try MoneyCoach with the free Premium trial. The trial length can vary.

Download MoneyCoach Prefer no bank connection?