12% lower than last month
Just shipped v11
Your Apple-native budget tracker.
Track spending, budgets, bills, net worth, and goals across iPhone, iPad, Mac, Apple Watch, and Apple Vision Pro with a personal finance app designed for clarity.
- Know where your money goes
- Stay ahead of bills
- Build better habits
- Designed for Apple devices
Drinks€156 left
Food€328 left
Shopping€150 left
RentToday
Apple TV+in 3 days
Electricityin 4 days
4.7★Global App Store rating
11K+Global App Store ratings
1M+MoneyCoach downloads
Some of the recent media coverage
Featured by Apple and independent publications around the world.
See your money clearly
No spreadsheet fog.
No financial guessing.
MoneyCoach combines a budget planner, expense tracker, bill organizer, and net worth view so you can understand the numbers before making the next decision.Close to your budget
After bills and budgets
Recent transactionsAuto-organized view
Market LaneGroceries-€42.80
TrainlineTravel-€18.20
SalaryIncome+€3,200.00
Coffee LabEating out-€4.90
Plan every category
Know what is safe to spend before you spend it.
Create focused budgets for the parts of life that actually move: groceries, eating out, subscriptions, family, and travel.Groceries€420 planned
68%
Eating out€180 planned
82%
Subscriptions€65 planned
43%
Family€520 planned
54%
Travel€300 planned
29%
Proof you can feel
Powerful features, framed around calmer money decisions.
The details still matter. The redesigned story just starts with the outcome: less chasing, fewer surprises, better shared context, and cleaner records.Connected banking
See your bank spending without chasing every transaction.
Connect supported European banks, bring transactions into one view, and spend your attention on decisions instead of data entry.See supported banking
2,800+ supported European bank connections
Transactions gathered next to cash and manual accounts
A clearer starting point for budgets, reports, and reviews
Category Budgets
Keep the plan flexible when real life changes the numbers.
Budget the categories that actually move, then top up, transfer, rebalance, or roll unused context forward without rebuilding the month.Explore Category Budgets
Food, family, transport, subscriptions, and custom categories
Top up or move room between budgets when priorities shift
Rollover support keeps progress connected across months
Family Sync
Make shared money easier to talk about.
Share the financial picture with your partner while keeping each person’s overview useful, private, and shaped around what they need to see.Set up Family Sync
Shared accounts, budgets, goals, and context
Works across different Apple IDs
Each person can personalize their own overview
Apple Pay import
Turn tap-to-pay moments into a cleaner money record.
Use a Shortcut Automation to bring Apple Pay / Wallet transactions into MoneyCoach after purchases, so small daily spending does not disappear.Learn the setup
One-time Shortcut Automation setup
Automatic transaction capture after card payments
Useful for cashless spending that is easy to forget
AI & MCP
Ask better questions of the money data you already trust.
Read-only local access
Assistant
Which subscriptions are due this month?
MoneyCoach MCP
list_subscriptions
Result
7 active recurring costs. 3 are due in the next 30 days.
Netflix - Jun 2
iCloud - Jun 8
Gym - Jun 18
Connect compatible local AI clients to read MoneyCoach accounts, budgets, goals, subscriptions, and transactions without giving them write access.Explore MoneyCoach MCP
Works with compatible MCP clients
Local, read-only access to MoneyCoach data
Helpful for subscription checks, budget reviews, and planning prompts
No more surprise charges
See what is coming, not just what already happened.
Bills and subscriptions are easier to handle when they are visible ahead of time, next to the budgets and balances they affect.UpcomingBills and subscriptions
TodayRent€1,200
May 18iCloud+€2.99
May 21Electricity€86
May 26Fitness€29.99
Turn plans into progress
Make the future visible enough to keep going.
Whether it is a vacation, emergency fund, debt payoff, or a new Mac, MoneyCoach helps progress feel concrete every day.
Built for your Apple life
MoneyCoach feels at home on every Apple device.
Use iCloud sync, widgets, shortcuts, Apple Watch, Mac, iPad, iPhone, and Apple Vision Pro support from one connected MoneyCoach experience.
iPhone
Fast daily tracking, widgets, shortcuts, and glanceable budgets.
iPad
More room for reports, categories, accounts, and planning sessions.
Mac
A native desktop experience for deeper review and clean financial admin.
Apple Watch
Budgets and quick actions on your wrist when you are on the go.
Apple Vision Pro
An immersive private space for budgets, goals, accounts, and your full financial overview.
Private by design
Your financial life is personal. MoneyCoach treats it that way.
MoneyCoach supports private Apple workflows, optional iCloud sync, and App Store payments. The promise stays simple: your money data deserves care, clarity, and respect.No web dashboard requiredOptional iCloud syncApple ecosystem workflows
Learn about privacy-first budgetingSmart insights
Understand patterns before they become problems.
The best money app should reduce the feeling of financial homework. MoneyCoach gives you practical signals you can act on.Understand trends before they become problems.
See categories, recurring charges, and spending movement in plain language.
Less manual work, more useful context.
Use shortcuts, widgets, imports, and smart flows to keep MoneyCoach close to your real life.
Plan the month before the month plans you.
Budgets, bills, goals, and account views work together so the next decision is clearer.
Real App Store love
People stick with MoneyCoach because it makes money easier to face.
Real App Store feedback from people using MoneyCoach to make everyday money decisions clearer.MoneyCoach is near perfect! Clear and simple interface. Not overly complex. A great way to get instant insight into how much you currently have, and where. Saving money almost feels like a game. It didn't take long to get into the habit of logging every transaction, and I can already see the benefit of having all my transactions recorded. I'm less inclined to splurge, and I can see exactly what I can and can't afford. Other apps I have tried work great for specific scenarios, but only MoneyCoach applies to everyday life so efficiently. Most category's are already available, but the ability to add subcategories is where it really shines. My only wish for the future is a more feature rich options for .csv exporting.
I have tried just about every financial/ budget app out there. I seldom write reviews, but I encourage you to try it. I got the premium from day one and have not regretted. The options are endless as far as information you can gather in your financial health. As a bonus, they care about their users. I emailed them a simple question I could have figured out, or look it up in their guide. They responded in less than 24 hours giving more insight. Just as we need to support our small business, so our small app developers. Specially, when they develop a winner.
This app by far has the easiest understanding on how it to operate and control your money and see where you can save money and what you are spending to much on
Love the customization. Love that it gets updates to make it easier to use. Love how I can look at my reports per month. Most recommended app I have.
This app is truly valuable and It made a huge difference on my personal finances. What’s more beautiful about it is the teamwork behind it, they’re doing excellent work and listening to their audience carefully. Well done 👍🏼
The app is easy to use and gives great charts and projections to your finance
MoneyCoach questions
A clearer start to budgeting.
The practical details people want to know before choosing a budget tracker and personal finance app.What is MoneyCoach?
MoneyCoach is an Apple-native budget tracker and personal finance app for tracking spending, planning budgets, managing bills, following net worth, and working toward money goals.
Can I use MoneyCoach without connecting a bank?
Yes. Manual accounts and expense tracking work without a bank connection. Connecting a supported European bank is optional when you want transactions gathered automatically.
Does MoneyCoach work across all my Apple devices?
Yes. MoneyCoach is available for iPhone, iPad, Mac, Apple Watch, and Apple Vision Pro, with optional iCloud sync to keep your financial plan available across devices.
Is my financial data private?
MoneyCoach is designed around private Apple workflows. You can keep data on your device, enable iCloud sync when you want it, and use the app without a web dashboard.
Can I try MoneyCoach for free?
Yes. You can start with the free app and upgrade to MoneyCoach Premium when its additional budgeting, automation, and sharing features make sense for you.
Start free
Try MoneyCoach without turning budgeting into a commitment ceremony.
Start with the free app, learn your spending patterns, then upgrade when the premium workflows make sense for your money life.
Money feels better when it is clear