Setup guide
How to set up local MoneyCoach MCP on Mac
With Premium Max, enable read-only local assistant access in MoneyCoach on Mac, copy the generated setup config, and paste it into your MCP-compatible AI client. The client may send requested data to its configured AI provider.
Assistant
Which subscriptions are due this month?
MoneyCoach MCP
list_subscriptions
Result
7 active recurring costs. 3 are due in the next 30 days.
Choose your connection
The steps below cover the local Mac connection. For supported assistants such as ChatGPT and Claude, MoneyCoach also offers a separate, optional cloud copy under Settings, then MCP & AI on iPhone, iPad and Mac. Cloud sharing requires Premium Max, a MoneyCoach sign-in and an eligible personal ledger; it is not available to family-ledger participants. Nothing is uploaded until you opt in and confirm the disclosure. Read the cloud-sharing privacy details before enabling it.
Local Mac setup, step by step
Open MoneyCoach on Mac
Use the Mac version of MoneyCoach. MCP access depends on the bundled local helper and the live database in shared app storage.
Go to Connect AI & MCP
Open Settings, then open Connect AI & MCP. MoneyCoach shows helper availability, live database readiness, service status, last-used details, and setup actions there.
Enable Allow AI Connections
Turn on Allow AI Connections and review the confirmation prompt. No MoneyCoach data is available through MCP unless you confirm. Access remains read-only.
Choose privacy detail
Use Share Payee & Merchant Names and Share Transaction Descriptions if you want connected tools to see those optional details. Balances, amounts, dates, categories, budgets, and goals still work without them.
Copy Setup Config
Tap Copy Setup Config and paste it into the MCP client you choose, such as Claude Desktop, Cursor, Codex, Gemini CLI, or Ollama. That client receives requested MoneyCoach data and may forward it off your Mac to its configured AI provider.
Ask a finance question
Try a focused question such as “Which subscriptions are due this month?” or “Show Food transactions from the last 30 days.”
Supported client examples
MoneyCoach generates the setup config from the bundled MCP helper path, so production configs do not require manual database paths. Before connecting one, review the privacy, retention, security, and model-training terms of both the client and any AI provider configured in it.
Next steps
Choose where to go after setup
Use these pages when you want the broader product explanation, the privacy model, or copy-ready prompts for your AI client.