Example prompts

What you can ask with MoneyCoach MCP

MoneyCoach MCP exposes read-only tools for accounts, budgets, goals, subscriptions, and transactions. Your AI client can combine those tools to show context about runway, cash flow, spending pressure, and tradeoffs. Outputs are informational and should be reviewed before you rely on them.

Read-only local access

Assistant

Which subscriptions are due this month?

MoneyCoach MCP

list_subscriptions

Result

7 active recurring costs. 3 are due in the next 30 days.

Netflix - Jun 2

iCloud - Jun 8

Gym - Jun 18

Analysis prompts

Ask for context, not financial advice

The MCP tools stay read-only. A connected client can analyze balances, recurring costs, budgets, goals, and transaction history, but you are responsible for reviewing any AI-generated response before relying on it.

Runway context

Show my current balances, recent spending, and upcoming recurring costs so I can review the next 3 months.

The client can compare current account balances with recent spending and upcoming recurring costs.

list_accounts, search_transactions, list_subscriptions

Cash flow

Based on my last 90 days, what is my average monthly burn rate and where is it going?

Useful for finding the real monthly baseline across accounts, categories, and merchants.

search_transactions, list_accounts

Budget pressure

Which categories are putting the most pressure on my budget this month?

The client can combine budget progress with matching transactions to explain what changed.

list_budgets, get_budget_details, search_transactions

Subscription cleanup

List subscriptions and bills by monthly amount so I can decide which ones to review first.

Good for ranking recurring costs by amount, next due date, and likely cancellation impact.

list_subscriptions, search_transactions

Goal tradeoffs

Compare my vacation goal, emergency fund, available balances, and recent spending pace.

The client can compare goal progress, available balances, and recent spending pace.

list_goals, get_goal_details, list_accounts, search_transactions

Purchase context

Show the balances, budgets, recent spending pace, and upcoming recurring costs relevant to a 600 EUR purchase.

The client can gather context for you to review before making your own decision.

list_accounts, list_budgets, list_subscriptions, search_transactions

Lookup prompts

Direct questions still work well

These are simpler prompts that map closely to the individual MCP tools.

Subscriptions

Which subscriptions and bills are due in the next 30 days?

list_subscriptions

Budgets

Show my category budgets and tell me which ones are closest to their limit.

list_budgets, get_budget_details

Transactions

Search Food transactions from last month and summarize the biggest merchants.

search_transactions

Accounts

List my accounts and explain where most of my cash is held.

list_accounts, get_account_details

Goals

Which savings goals need the most attention this month?

list_goals, get_goal_details

Read-only scope

Prompts can inspect data, not change it

MoneyCoach MCP can help a connected client inspect and summarize your local data, but it cannot create transactions, edit budgets, delete accounts, or trigger sync.

MCP overview

Review the supported tools and how the local helper works.

Open page

Privacy details

See what data can be shared and which optional details can stay hidden.